Buffalo, NY (WBEN) As the countdown gets closer to elements of the Affordable Health Care Act, or Obamacare taking effect, scammers are using this as a chance to steal your hard earned money and identity.
"Confusion is a crook's best friend," says Jim Quiggle of the Coalition Against Insurance Fraud. "Swindlers are exploiting people's confusion of what health care reform means to them." Some of the tactics include:
Act fast — there’s a limited enrollment period;
There are only a few spots left for buying coverage;
You’re among the first to receive a national health-reform card;
You’ll go to jail if you don’t buy coverage right now;
Buy “Obamacare” supplemental health insurance today; and
Visit our “health exchange” website for more info and to enroll (Note: Legitimate exchange sites are still being constructed, and most will go live in October).
Quiggle says scammers have been calling or going door to door. "They're lying saying they're from the federal government here to issue you your new Obamacare card and all they need is your social security number, bank account and credit card number to sign you up. You've just given a perfect stranger all the tools they need to steal your identity," warns Quiggle. If you do slip up and give out the information, Quiggle says you should immediately contact credit reporting agencies to put a fraud alert on you account.