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The Inauguration of President Barack Obama
The ceremonial swearing in of Barack Obama for a Second Term as the 44th President of the United States
 
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Spectators wave American flags on the National Mall in Washington, Monday, Jan. 21, 2013, before the start of President Barack Obama's ceremonial swearing-in ceremony during the 57th Presidential Inauguration. ( AP Photo/Jose Luis Magana)
 
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How do you handle ATM fees?
  I only use my own banks' or 'free' ATM's!
  I'll pay the fee. It's the price for convenience!
  I don't use ATM's!
 
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