"We've already seen some activity on Twitter and other social media with phony charitable organizations," says Peggy Penders of the Better Business Bureau. The key, she says, is to do your homework. "Make sure they have a good track record and are giving a majority of your donation to the programs and services." That also applies to text donations.
E-mail and the web could also be trouble if you're not careful, warns Penders. "We've already seen a spike in phishing e-mails with phony links. If you click on these links, they can install viruses and steal your personal information," she adds.
Penders reminds you you're giving your personal and financial information when you make a donation. "Don't give up your money unless you know and trust who you're giving it too," says Penders.